“If you have damages already, start documenting that,” said Camille Garcia, a spokesperson for the Insurance Council of Texas. The average property damage claim for a frozen pipe in Texas cost $15,500 in 2020, according to data from State Farm. Here’s what to do once faucets are running again. RUNNING WATER: Houston’s boil water notice is still in effect. Your insurance may also cover the costs of temporary relocation if the home is uninhabitable. If there’s a flood in the living room and water soaks through the flooring, baseboards and drywall, your policy will cover it - to a certain extent. Most homeowners insurance policies will cover the ensuing damage from a burst pipe. Here’s what to expect if you’re filing an insurance claim to cover the cost of fixing your plumbing and replacing your property. With a few more days before warm temperatures return to Houston, experts say it may take a while for pipes to thaw and leak. The Insurance Council of Texas expects hundreds of thousands of insurance claims - including auto, home, renters and commercial - thanks to the winter weather. So your water pipes have burst during the arctic freeze. Yi-Chin Lee, Houston Chronicle / Staff photographer Show More Show Less The store was full of customers looking for materials to fix their burst pipes. U-Plumb-It staff Cesar Gonzalez does the book manually due to the power outage at the store Wednesday, Feb. Yi-Chin Lee, Houston Chronicle / Staff photographer Show More Show Less 3 of3 Worldwide Contracting & Roofing contractors Agustin Ramirez, left, and Javier Espinoza load pipes they bought at U-Plumb-It to fix burst pipes for their customers Wednesday, Feb. Yi-Chin Lee, Houston Chronicle / Staff photographer Show More Show Less 2 of3 Conway called his plumber but was told he was the 10th person on the line so he purchased the tape to fix the pipe himself. Nick Conway crawls into his attic and fixes a burst water pipe, due to the cold weather, with a repair tape Wednesday, Feb.
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